How to use a conspiracy to force a debtor to return money

Many of us are faced with the problem that having given someone a loan, the debtor is in no hurry to repay. You can call, ask, remind, but all this does not bring any effect. In this case, you can call on higher powers for help. This article will tell you how to force a debtor to repay the debt: the conspiracy is strong and effective. Their various types will be given, how to perform them and what is required for these rituals. To do this, you can use both white and black magic.

The main requirement for them is proper execution. There is a main requirement - it is better to carry it out independently, since the fewer people are dedicated, the greater the likelihood of success of this conspiracy. Thus, magical rituals help to force the money back, but under one condition: you must believe in magic and follow some rules for conducting rituals that were created by our ancestors.

How to force a debtor to repay a debt.

Debts from an esoteric point of view

Esotericists believe that borrowing and lending money are completely different phenomena. When we borrow a certain amount of money from someone, we thereby accumulate negative energy potential: it turns out that we receive something that we did not actually earn and use someone else’s. But lending a large sum to someone, on the contrary, is considered a good deed and has a positive effect on energy, since in fact we are helping the person.

Have you probably noticed that very often those who constantly lend money and do not demand repayment do not experience financial difficulties? And the one who constantly accumulates more and more new debts very soon finds himself in a vicious circle, when his own money becomes less and less, and the debts grow like a snowball? This happens because, from an esoteric point of view, money should be given free of charge, without requiring its return.

If you voluntarily sacrifice finances without expecting them to return to you in triple size, the money egregor thanks you by sending new sources of income. And if you constantly walk “with your hand outstretched,” then, on the contrary, you cut off the connection with the Higher Powers, because you don’t know how to wisely use what they sent you; roughly speaking, you don’t know how to live within your means.

Debt repayment using spells.

An excellent example of the work of this esoteric law: on the one hand, there are charities and foundations that make large donations for the treatment of sick children, animal shelters - note that they never find themselves without funds, they receive more and more voluntary contributions. The other side of the coin is rich people who do not know how to live within their means and want to get more and more, so they throw money left and right, and then take out a bunch of loans, believing that with their income they can easily pay it off.

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It turns out that such people were initially given a lot, but not knowing how to wisely use their own considerable finances, they chose to accumulate debts and, if you do the math, now they are giving away a lot more. Of course, if you want to use a debt repayment spell, we will not stop you - this is your personal decision. But we still remind you that esotericists advise: when you lend money to someone, mentally say goodbye to them - only then will the Universe find a way to compensate for your losses.

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What is a debt repayment conspiracy?

A debt conspiracy is a magical ritual that forces the debtor to urgently return the money he borrowed. It belongs to a group of rituals of household magic, which has been formed over many centuries. Conspiracies that force a person to do something against his will, for example, can force him to repay a debt, have a number of important nuances:

• Rituals of this type must be performed during the waxing moon.
• It is undesirable to make conspiracies until the feasibility of this ritual has been carefully considered.
• It is recommended to opt for conspiracies that use exclusively white magic.
• It is necessary to thank the debtor for returning the debt when the ritual works. This can be done mentally.

Any person can perform the ritual, since it does not involve the use of specific attributes and the performance of unnatural actions.

What is a conspiracy to repay a debt?

Documentation and evidence

As evidence, the plaintiff can use any document confirming the fact of transfer of funds, such as a receipt or loan agreement.

If you wish, you can provide a printout of your mobile operator, correspondence on social networks certified by a notary, and bank statements. All other actions will be carried out by law enforcement agencies. For example, conduct a handwriting examination of a receipt.

Expert opinion

Yurchenko Ekaterina Vasilievna

Deputy Chairman of the Committee for Debt Dispute Resolution and Crisis Management

The testimony of witnesses can only be used when they have been formally questioned and entered into the record. If a search is carried out at the debtor's place, this is also done in the presence of law enforcement agencies with the filling out of the necessary documents. It turns out that only a small part of the documentation will be required from the plaintiff, the police will do the rest for him.

What are the conspiracies for debt repayment?

Debts can be different: monetary, objective, but their essence is the same - something is given to another person for a certain period of time. When we borrow an item or money, we always expect it to be returned. However, it happens that years pass in anticipation, and a favorite sweater or a couple of thousand rubles is never returned. Before you run to complain to the police, lawyers, or maybe worse, debt collectors, we advise you to use white magic.

Rituals related to white magic will help repay the debt without harming either the caster or the debtor. It is recommended to read a conspiracy to repay a debt under certain conditions with strict adherence to the instructions and the use of the listed items. Let's figure out which conspiracies are suitable for returning debts. Among the most popular are:

• on the waning moon;
• with matches;
• to the water;
• with the debtor's thing;
• per coin;
• with candles.

Although financial conspiracies are carried out on the waxing moon, the return of the loan should be carried out on the waning moon. This increases the impact not so much on the item or money itself, but on the debtor. Use rituals related to white magic only if a person simply does not want to return what you have, and is not in a difficult situation without the opportunity to repay the debt.

To avoid possible negative consequences, even with light magic, after receiving a debt, mentally thank the debtor. This way, the energy that has surrounded you and your relationship for a long time will be cleared.

On the waning moon

The period of the waning moon is favorable for closing business and accounts. That is why the conspiracy to repay the debt on the waning moon has special power and energy. The ritual should be performed exactly at midnight, opening the window wide and pronouncing the words of the spell:

“The moon illuminated the sky and drove away the darkness. Let also, just as its light plows through the darkness and leads away darkness, so the conscience of my debtor will be cleared. So that he would return the debt to me and be thrice grateful for the help provided. I conjure you, (name of the debtor), return what is not yours, but someone else’s. And if you don’t return it, you will remain in tears and bad luck, in darkness without moonlight. Amen".

Close the window and go to bed. After the ritual, wait six days, and on the seventh, ask the borrower for yours.

How to get your money back.

On the water

Many debt conspiracies are read using water, because it symbolizes cleansing and getting rid of everything unclean. Before you begin the ritual, remember the basic rules for performing rituals with water:

1. Cleanse your body.
2. Ease your soul.
3. Clean up the room.
4. Prepare items that will help in the plot.

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For the ceremony, you will also need one large church candle and seven containers filled with clean, freshly collected water. Form a circle from the vessels, and sit in the center, holding a lit candle with both hands, and read the magical text:

“I pray to Heaven and the great powers, white magic and almighty nature. Help me return the debt, remove it from the debtor, and lead me along the path. What was mine, let it remain mine, and it will not be lost from it. Just as this candle illuminates these seven paths, so does the light (the name of the thing or the loaned amount) return to me!”

The ritual with water is the least dangerous and quite powerful. The loan will be returned within seven days.

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With matches

The ritual using a matchbox is used when hope of repaying the debt is almost completely lost, so it takes longer. Buy a thin church candle and a new matchbox and, on the same day, begin a long ritual. Fire is a symbol of purification. Its presence in the ritual helps to eradicate hostility and negativity. Every night before going to bed, light the candle with a match from a new box. Do not extinguish the match, but carefully place it on a saucer next to the candle and watch how it burns, saying:

“Burn clearly and burn strongly, fire! Make (the name of the debtor) repay the debt to me, torment his soul with pangs of conscience, don’t let him sleep so that he can only think about me. Let him neither eat nor drink nor enjoy life until he returns what does not belong to him. Let it be so!"

Blow out the candle and leave the ashes from the match on the saucer. The ritual should be repeated until all the matches in the box are gone, and do not remove the ashes until the debt is repaid.

Plot with matches.

Conspiracy to return money on the icon

The ritual of repaying a debt using objects consecrated in the temple is deservedly called the most powerful. It is a fact that by manipulating pure faith, you will benefit, because it is the holy water and the icon that will help you return your justly earned money. The desire for a refund is not sinful, so feel free to decide to perform the ceremony with the consecrated icon. The debt repayment ritual is performed on any day that suits you, with the exception of major Orthodox holidays. It is advisable to choose an icon with a saint whose name the debtor bears.

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What is needed for the ritual

Before starting the ritual, cleanse your own energy. Find a church that suits you, confess, light candles for the health of all your family and friends. Events like these help calm the mind and soul. Then, make sure you have all the items necessary for the ritual, namely:

• personalized icon;
• holy water;
• dark-colored tablecloth or scarf;
• small mirror.

Traditionally, a white tablecloth is not the best option for rituals of this kind. As a last resort, buy a scrap of dark natural fabric and use it in the ritual.

Conspiracy to return money on the icon.

How to perform a ritual

Having fulfilled all the instructions of the magicians, including confession and preparation for the ceremony, immediately proceed to the main stages of magical influence on the insolent debtor. You need to perform sequential actions:

1. Place a black tablecloth or scarf on the table. Lock all windows and doors in the room.
2. Place a mirror on the table and place an icon on top.
3. Cross your arms and place your joined palms on the face of the saint.
4. Say the following words in a half-whisper:

“Let God’s servant (name of the debtor) return to me everything that he took from me, and if he doesn’t return it, make him lose a hundred times more, so that he loses his health, so that he does not know peace, so that he becomes poor and unhappy forever. Let it be so. Amen".

1. Thank all the saints for their help.
2. Wrap the tablecloth with the words of the Lord's Prayer.

Without a single word, collect all the ritual paraphernalia and hide it in a secluded place until the debtor returns your money. It is not advisable to repeat the ritual, but in extreme cases, you should wait 3-4 months between magical actions. If your monetary debt is returned to you, then the icon is given as a donation to the nearest church.

How to perform a ritual.

A powerful ritual using a chicken egg

The egg of a young healthy chicken is often used in various magic. Repaying a debt using a well-known food product is a simple task that can be done at home. It is best to choose fresh eggs from domestic chickens for a ritual of such power, otherwise the ritual may only partially work. Contact women who sell homemade products in markets or friends living in villages, but do not buy eggs in stores or wholesale outlets. The power of the ritual depends on careful preparation, so pay special, meticulous attention to it.

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What is needed for the ritual

First, make sure that the ritual takes place in complete privacy. Guess over time, the growing Moon, it allows all undertakings and new important things to be crowned with success. Then select the required “ingredients” for the ritual:

• two fresh chicken eggs;
• tap water;
• sewing needle;
• a piece of fabric.

White magic works powerfully only if you have boundless faith in a cloudless future, so don’t doubt and don’t be tormented by the thought of how to force your old friend to repay your debts.

A powerful ritual for repaying debt using a chicken egg.

How to perform a ritual

Lock all windows and doors in the kitchen. The ritual will only take a few minutes, so don't worry about being disturbed ahead of time. The ritual is carried out as follows:

1. Place a pan filled with running water on the stove.
2. In advance, small holes are made in each egg using a needle.
3. When the water boils, drop the eggs into it.
4. Throw a needle into boiling water with the words:

“I say my slander, I will sentence my debtor (name of the debtor). You'll have to cook like eggs, you'll have to fiddle around in boiling water. Repay the debt, or your life will be short-lived. Tear his wood chips, pain, itching, pricking, and all morning, and day, and evening, and all night. And you won’t have a quiet moment, everything will hurt, your heart, your stomach, your skin, your teeth, your liver. Not a single sore will go away, nothing will go away or heal. You cannot be saved by a doctor, a healer, a sorcerer, a pagan, or a whisperer. Now you will get sick, rot alive, weaken and wither. You can’t eat or sleep, just moan and suffer. As it is said, so it will come true. Key. Lock. Language".

1. Wait until the eggs are ready (wrap one in cloth and hide it at home, leave the second near the debtor’s home).
2. Read the Lord's Prayer before going to bed.

Let go of the painful situation and, soon, the debtor himself will knock on your door. The ritual with an egg is quite simple, which does not prevent it from being one of the most powerful ways to repay a debt.

Ritual of returning money to the moon

The celestial body that reigns at night is often tied to the performance of one or another magical rite. The factor that determines the success of the ritual with the Moon is a clear, cloudless sky on the day of the secret ritual action. Provide yourself with temporary solitude and complete privacy.

What is needed for the ritual

At night, on the eve of the ceremony, you absolutely cannot sleep, so be patient and diligently wait for dawn. Select the necessary items in advance for magical debt repayment:

• church candle;
• Holy water.

A ritual using holy water is an effective way to get your money back. It is enough to visit the church on any day convenient for you, and in the evening begin preparing an effective ritual.

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How to perform a ritual

Waiting until dawn with a fighting spirit, are you ready to take control of your own destiny? Don’t waste time, carry out a consistent ritual:

1. Wash yourself with holy water, feel the surge of strength from the consecrated liquid.
2. Read the Lord's Prayer.
3. Light a candle and go to the window (moonlight should fall on you).

Repeat the magic spell three times: “I am sending a charge against the servant of God (full name of the debtor). Now let my account of the debtor crush and burn, bake and beat, break his bones and take the life out of him. Now (debtor’s name) will not be able to sleep, will not be able to eat, will not be able to drink until the debt comes back to me. In the name of the Father, and the Son, and the Holy Spirit. Amen. Amen. Amen".

Cross yourself again with the words of the Lord's Prayer.

This ritual gives a lasting result, which lasts until all the money is returned to your home. Partial payments by the debtor will not cancel the ritual. What to do if the magic didn't work the first time? On the full moon, repeat all the steps again. Paying off a debt or returning the money you borrowed is important for your own karma.

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Worth knowing

With the help of magic, any problem in this world is a mere trifle. Borrowers of large amounts do not want to pay it back? No question, witchcraft will return harmony to this area of ​​your life. Debt, especially those that turn into multi-year protracted moments, weighs down absolutely everyone. Both the borrower and the one who, out of the kindness of his heart, helped out an irresponsible person in difficult times.

Don't wait for the right day or a wonderful occasion, take care of your own well-being. Be true to your principles, say goodbye to those who constantly let you down, return not just debts, but harmony to the monetary component of your life. Justice is the best punishment for those who have forgotten about honor. A person who does not repay the full debt will lose much more, because a lot of retribution will come his way.

How to perform the ritual correctly.

Prayer to Saint Nicholas the Wonderworker

Oh, our good shepherd and God-wise mentor, Saint Nicholas of Christ! Hear us sinners (names), praying to you and calling for your quick intercession for help: see us weak, caught from everywhere, deprived of every good and darkened in mind from cowardice. Try, O saint of God, not to leave us in sinful captivity, so that we may not joyfully be our enemies and not die in our evil deeds. Pray for us, unworthy of our Creator and Master, to Him you stand with the disembodied faces: be merciful to us by our God in this life and in the future, so that He will not repay us according to our deeds and uncleanness. our hearts, but according to his goodness he will reward us .

We trust in your intercession, we boast of your intercession, we call upon your intercession for help, and we come to your most holy image and ask for help: deliver us, O saint of Christ, from the evils that come upon us , so that for the sake of your holy prayers the attack will not come upon us and we will not be polluted in the abyss of sin and in the mud of our passions. Pray to Saint Nicholas of Christ, Christ our God, that He will grant us a peaceful life and forgiveness of sins, and salvation and great mercy for our souls, now and ever and unto the ages of ages.

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How to correctly read a debt repayment plot

Often, out of the kindness of our souls, we help out our loved ones and acquaintances by lending them money. But, unfortunately, it often happens that the debtor’s repayment of the debt is delayed for months, or even years. If this is just your case, I suggest you use the help of white magic and use one of the many conspiracies to repay your debt.

Conspiracies, the purpose of which is to force the debtor to return the borrowed money, belong to household magic. This magic has been formed over centuries, and throughout its long history, certain features of the performance of such rituals have been established. So, having decided to independently use a conspiracy to repay a debt, you must take into account the following nuances:

• the plot will be successful if carried out on the waxing moon;
• Don't make rash decisions. If the debtor is in no hurry to repay the debt, then it is possible that this is not caused by his bad faith, but by a simple lack of finances. It is better to remind him of the debt 2-4 times a month, and if in response you receive a denial or every time he feeds you vague “breakfasts,” only then turn to the ritual;
• The ritual or conspiracy to repay the debt that you have chosen should be from the arsenal of white magic. I strongly do not recommend dealing with black rituals, even if the debtor categorically refuses to return the borrowed money. Because of black conspiracies, the person in respect of whom the ritual is directed may become very ill or even die, and disposing of someone else’s life will negatively affect the performer himself;
• if the plot worked and you managed to get the debt back, mentally thank the debtor for this. It will be helpful to pray for him in church. This way you will let go of all the negativity that has accumulated in you towards the debtor, which will only benefit both of you.

Debt repayment conspiracies are relatively simple to implement. And performing the ritual in full compliance with the recommendations guarantees a quick return of the borrowed amount of money.

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We charm the coin

Unlike the previous ritual, this one is not as strong. It can be used when you want to force a close friend to return a sum of money. In this case, to perform the ritual you will need an ordinary coin. It is advisable to prepare in advance a penny made of white metal and with a denomination equal to the average equivalent.

“I bury a coin under the tree, repay my debt, so that the servant of God (say the name of the debtor) will give me the money. As soon as the debt is returned, the coin will be dug up, and all grievances will be forgotten. Amen".

This conspiracy to repay monetary debts must be repeated three times. After this, you should go home and call the debtor. The repayment of the debt will not take long. By saying these words, you can encourage the person to return what belongs to you, without losing a friend. When the refund occurs, you will need to return for the coin. After digging it out of the ground, bring it home. Put the penny in a secluded place and keep it, without speaking ill of the debtor.

How to spell a coin.

Prayer to Saint Spyridon of Trimifuntsky

Oh, all-blessed Saint Spyridon, great saint of Christ and glorious miracle worker! Stand in heaven before the Throne of God with the face of an Angel, look with your merciful eye on the people (names) standing here and asking for your strong help. Pray to the compassion of God, the Lover of Mankind, not to judge us according to our iniquity, but to deal with us according to His mercy! Ask us from Christ and our God for a peaceful and serene life, health of soul and body, prosperity of the earth and all abundance and prosperity in everything, and may we not turn the good things given to us from the generous God into evil, but for His glory and for the glorification of your intercession !

Deliver everyone who comes to God with undoubted faith from all mental and physical troubles, from all yearnings and the devil’s slander! Be a comforter to the sad, a physician to the sick, a helper in times of adversity, a protector to the naked, a protector to widows, a protector to the poor, a nourisher to the infant, a strengthener to the old, a guide to the wandering, a guide to the sailing. rush, and intercede for everyone, your strong help, everything that is useful for salvation! Because by your prayers we instruct and observe, we will reach eternal rest and together with you we will glorify God, in the Trinity of Saints glorified, the Father and the Son and the Holy Spirit, now and ever and forever and ever. Amen.

How do conspiracies work to force the debtor to quickly repay the debt?

First, let's make a detailed analysis of the situation related to debt collection. There are two sides: the creditor and the debtor. Let's consider the case from the position of the creditor in a magical way, of course. From the point of view of witchcraft, lending is a thankless and punishable task. Money does not come to a person so that he can give it to others. If he does this, it means he doesn’t need money. By choosing the “give” path, a person chooses not to have money. The living energy of money is released, as if dispersed in space.

From the debtor's perspective, the same situation looks completely different. The phenomenon of the connection between the debtor and the creditor is that the debtor, under the influence of monetary energy, enters an altered state of consciousness, encountering the temptation not to repay the debt. This stems from the need to give back your money, although you took someone else’s. Therefore, debtors, as a rule, do not repay their debts.

This means that in order to return what was given to another, one should turn to the practice of money magic, but it is not enough to read strong conspiracies to return money, thereby influencing only the debtor, i.e. on one side of the conflict. It is necessary to work comprehensively, influencing both aspects – the lender and the debtor.

The magician’s actions in relation to the one who gave the money should be aimed at increasing material well-being. Rituals must be carried out to attract and fill cash flow. Turning to the second party to the conflict - the debtor, the magician persuades him to painlessly part with the money, or, turning to strong conspiracies for a person to repay the debt, harshly forces him to do this through instilling feelings of guilt, fear, or by launching a snake of events leading to a situation when a debtor is forced to repay his debt.

When you do this yourself - read conspiracies to return money from an organization or from an individual, take this point into account. It does not matter whether the debtor is a legal entity or an individual, the algorithm of actions will be the same. The work must be carried out comprehensively. For example, the management of a debtor company can be instilled with the idea that parting with money and returning it to the creditor is not forced, but mutually beneficial.

You can influence by gently awakening the debtor’s conscience, but if necessary, more aggressive and effective actions to extract the borrowed money are possible. If you read a white magic conspiracy to repay a debt, turn to black magic or to Runes, that’s not the point, because the work will be built exactly according to the described scheme. Of course, each egregor works differently, but the essence remains the same. In witchcraft, the result is important, and only that.

Solving financial problems with the help of spells.

Sample receipt for money back

There is no legally approved form of receipt for receipt and return of funds, and it can be written in free form. However, it is necessary to remember what data must be reflected in the receipt. First of all, the name of the document (receipt), the date and place of its preparation, by whom and for whom it was compiled (full name, date and place of birth, passport details of the borrower and lender), the amount of funds being returned, as well as their currency.

The receipt can be created on a computer and signed manually. But it is best if this document is entirely written in the borrower’s hand, in case it is necessary to resort to a handwriting examination. Here you can download a sample receipt for receiving a loan.